Although a 30-year fixed-rate loan is considered the sensible, conservative loan type, some borrowers still are getting or keeping adjustable-rate loans, which have even lower interest rates than 30-year fixed loans. Adjustable-rate mortgages generally
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Interest rates on mortgages are at their lowest levels in nearly 50 years. Rates on 30-year fixed mortgages averaged 4.58 percent this week nationwide and 4.52 percent in the West, down from 4.69 percent nationwide the previous week, according to Freddie
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